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Checking Accounts

Open a new checking account today and receive 5,000 uChoose Debit Card Rewards points!*

Star Checking

Courtesy Pay

As a value-adding service, we conveniently offer up to $500 of Overdraft Protection Privilege (Courtesy Pay) to all members.

CD & Money Market Accounts

Looking to earn more interest? Like savings and checking accounts, we offer certificates of deposits and money market accounts that are federally insured.

Business Checking

Own a business? Business accounts are used to track the cash balance, money owed to the business, money owed to creditors and payroll paid to employees.

To activate your new EMV Chip Card and/or set your pin number, please call: 1-800-992-3808.

Learn More About Your New EMV Chip Card

UChoose Rewards – Enroll Your New Card in Our Free Debit Card Rewards Program

Please follow the steps below to report your debit card lost or stolen.

 

  1. To report your debit card as lost or stolen Monday through Friday from 9:00am – 5:30pm, or Saturday from 9:00am – 1:00pm, call 713-222-1244. If you need to contact us regarding your lost or stolen debit card outside of those hours, please call: 1-800-472-3272. This is our 24-hour toll-free after hours number. Our associates can assist with closing your card. After your card is closed, no more transactions will be authorized.
  2. Contact the credit union the next business day either by email (MemberServices@SpaceCityCU.com), or by phone (713-222-1244) to verify the most recent transactions on your account and request a new card.
  3. When you get your new card, it will have a brand new card number. Please make sure to update any recurring charges tied to your previous card number.

Please follow the steps below to report unauthorized charges on your account.

 

  1. To report unauthorized transactions on your account, it is imperative that you contact us as soon as possible. You can contact us Monday through Friday from 9:00am – 5:30pm, or Saturday from 9:00am – 1:00pm, by calling 713-222-1244. If you need to contact us regarding unauthorized activity on your debit card after hours, please call: 1-800-472-3272. This is our 24-hour toll-free after hours number. Our associates can assist with closing your card. After your card is closed, no more new transactions will be authorized.
  2. Contact the credit union the next business day either by email (MemberServices@SpaceCityCU.com), or by phone (713-222-1244) to verify your most recent transactions, dispute the charges on your account and request a new card.
  3. When you get your new card, it will have a brand new card number. Please make sure to update any recurring charges tied to your previous card number.

Why should I open a checking account?
A checking account is a great way to store your money. This type of account also helps you keep track of your spending: you can easily view your daily transactions online, through our automated phone teller, or keep track of them in your account register. Checking accounts are also very convenient. As mentioned previously, your paycheck can be deposited into a checking account to help you pay bills and make purchases without cash.

How much does it cost to open a Checking Account?
It’s Free!

What is a VISA debit card? Is it a credit card?
VISA debit cards look just like credit cards, however a debit card is linked directly to your checking account instead of a line of credit. This assists you in budgeting to avoid overspending.

Are deposits into my checking account Federally Insured?
Yes, deposits into both your Checking and Savings are Federally Insured by the National Credit Union Administration.

What Overdraft Protection options come with a Star Checking Account?
One option is our Overdraft Protection plan, which features automatic funds transfer from your savings account to your checking account as needed. Another option is our Courtesy Pay Privilege, which gives you up to $500.00 in extra funds with which to overdraw your account. You can also link a line of credit of up to $10,000 to your checking account to assist you with Overdrafts.

To activate your new debit card please call: 866-333-9337

To report your debit card as lost or stolen please call: 800-472-3272

*Promotion valid for new and primary checking accounts only. Members with existing checking accounts do not qualify. Promotion runs February 2, 2024 through March 31, 2024. Member must establish direct deposit of at least $500 no later than 30 days after promotional period ends, and have a Space City VISA debit card to earn points. Accounts will be funded once direct deposit is verified. Account must stay open for at least 12 months, or points will be forfeited.

Business Checking

Own a business? Business accounts are used to track the cash balance, money owed to the business, money owed to creditors and payroll paid to employees.

The business checking account is the backbone of a business. Our business checking accounts are geared toward use for small businesses. From this account, payroll can be deducted, bills are paid and sales are deposited. Get started today by opening your Business Checking Account with Space City Credit Union and say “no” to outrageous fees and ridiculous charges. A credit union business checking account offers the service and convenience of managing your finances without the unwanted costs.

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You are leaving our website now!

You are leaving our website now.  Our website does not provide, and is not responsible for, the product, service, or overall website content on third-party websites. Our privacy policies do not apply to linked third-party websites. Visitors should consult the privacy disclosures on any particular website for further information.