Auto Loans as low as 3.99%*
A better rate can make a real difference in what you pay over time. That means more value for your money and more freedom on the road.
Find the Right Auto Loan for You
At Space City Credit Union, our goal is to make your buying process easy and hassle-free. From competitive interest rates, discounts, and flexible payment plans, we have the right auto loan for you. With Space City CU, you can take advantage of:
- Rates starting at 3.99% APR* for 48 months
- No money down option available
- Terms up to 84 months
- No hidden fees, costs, or early-payoff penalties
Check out our convenient auto loan calculator below to compare rates and loan terms before starting your application. We also offer insurance coverage options to make sure you are covered once you hit the road. Whatever your auto loan needs, we can help you get in the driver’s seat!
Are you Interested in Financing a Vehicle Other than a Car, Truck, or Van?
Space City CU offers financing for motorcycles, boats, RVs, SUVs, and other leisure vehicles.
Here’s the Documentation You Need to Get Started
For all vehicle loans
- Your employment, monthly income, and housing information
- Requested loan amount (should include the purchase price, taxes, title, license, and warranties, minus your down payment)
- Requested loan term
Already found your new vehicle or looking to refinance?
- Vehicle identification number (VIN)
- Exact mileage
- Finance agreement
Private party loans
- Title verification in person at a Space City CU Member Center if the vehicle does not have an active lien or loan
- Registration and license information
Auto Loan Calculator
Our online auto loan calculator will help you estimate pricing and payments so you can find the right loan for you.
Loan Protection Products and Insurance Coverage
We have you covered.
Guaranteed Asset Protection
GAP insurance is supplemental to your primary insurance policy and can assist with paying any differences between what is owed on your vehicle, and the vehicle’s value.
Extended Warranty
You can’t predict every repair, but an extended warranty helps you stay prepared for the unexpected and enjoy your vehicle longer.
Auto Insurance
TruStage® auto insurance makes it easy to find coverage that fits your budget, offering flexible plans and trusted protection designed around your needs.
Ready to Get Started?
We’re ready for you! Start the approval process online or give us a call at 713-222-1244.
Need to Make a Loan Payment?
If you need to make your monthly payment, our online service options are available 24 hours a day, 7 days a week. You can choose between transferring funds from a Space City CU account toward your loan balance or making a payment using an account from another financial institution.
*APR = Annual Percentage Rate. Rates and terms are subject to change at any time. Usual credit criteria apply to the issuance of all Space City CU loans. Federally insured by NCUA.