Released: September 29, 2020

Our Harrisburg and La Porte branch lobbies have reopened and no longer require an appointment for entry. As such, we will no longer offer the service of texting to make an appointment in advance. If you wish to make an appointment, you may do so by calling 713.222.1244.

For your safety and the safety of our employees, we will continue to follow the current Centers for Disease Control (CDC) recommendations and guidelines. While in the branch, we ask that you maintain a safe social distance of at least 6 feet and wear a mask.

If you are displaying any symptoms of COVID-19 as defined here by the CDC, or believe that you have been recently exposed to the virus, we ask that you use one of our remote service options in lieu of coming into the branch.

We thank you for your patience during this time, and look forward to seeing you soon.

Released: May 29, 2020

Lobby open by appointment only beginning 6/1.

Beginning Monday, June 1st we will open the Harrisburg and La Porte branch lobbies by appointment only. Appointments can be made for member services, loans, collections, and to use the Harrisburg Branch coin machine. Until further notice, all teller transactions will still occur through the drive thru only.

For your safety and the safety of our employees, we will follow the current CDC recommendations and guidelines. While in the branch, we ask that you maintain a safe social distance of at least 6 feet and wear a mask. To service as many members as possible while maintaining social distance, we ask that you limit your visit to two people from your household. If you are displaying any symptoms of COVID-19 as defined here by the CDC, or believe that you have been recently exposed to the virus, we advise you to stay home and we will help you reschedule for a later time.

Please text the appropriate phone number below to set up an appointment.*

Harrisburg Branch: 832-628-2662
La Porte Branch: 832-546-2125

To thank you for continuing to allow us to serve you.

*All messages will be returned during normal business hours which are 8:30am - 5:30pm
 Monday - Friday and 9:00am - 1:00pm on Saturday’s. 

Released: May 20, 2020

COVID-19 and Branch Update
In an effort to prevent the spread of COVID-19, we want to remind you that all services can be performed using our full-service drive-thrus. Also, most of your transactions can be completed through Virtual and Mobile Banking services, and cash can be obtained from ATMs for free using our ATM refunding program. You may also contact us at 713-222-1244 for assistance.

We are still operating via drive-thru only at our branches. We are planning to re-open lobbies on June 1st, but with a twist, you must make an appointment to visit the lobbies. More information will be posted soon on these new procedures.

Branch Hours & Re-Openings 
Monday, June 1st: Regular branch hours will resume by appointment only with limited lobby capacity and distancing procedures. Masks will be required to entire the lobby and limits of two per household.

Lobby Hours:
Monday thru Friday: 8:30 a.m. – 5:30 p.m.
Saturday: 9:00 a.m. – 1:00 p.m.

Drive-Thru Hours:
Monday thru Friday: 8:30 a.m. – 5:30 p.m.
Saturday: 9:00 a.m. - 1:00 p.m.

Stop the Spread
It is our responsibility to serve you, and we are committed to keeping both you and our employees' health and safety a top priority. Space City will continue to monitor recommendations from the CDC, state, and local health and public officials. For this reason, on June 1st when we reopen the lobby by appointment only, we recommend that all visitors wear a face mask and practice social distancing when visiting. As always, please continue to check this page for more information. Updates related to reopening will be posted as they become available.

If you have any questions, please click here to send us a message.

Released: April 30, 2020

On Monday, April 27th, Governor Abbott revealed his plan to reopen businesses in Texas. The stay-at-home order ends later today, and beginning tomorrow, May 1st, restaurants and retail stores will be allowed to open at 25% capacity.

What does this mean for Space City CU?

Space City CU is an essential business and has remained open for business via our drive-thru, call centers, and electronic services throughout the stay-at-home order. We will not make any changes in our current operating procedures at this time. The Governor of Texas will release more information on Phase II in mid-May.  We are watching the data closely each day and our future decisions are guided by that data.  Our priority is the safety of our employees, our members, and our community.

Readying to Open Lobbies

Physical distancing and good hygiene will remain important in keeping COVID-19 contained. As we prepare to reopen our lobbies (probably in mid-May), we have stocked-up on supplies including germ shields at the teller line, floor signs indicating six feet of separation, face masks for employees, and hand sanitizer for everyone. To minimize our risk of exposure, we require our staff to regularly use hand sanitizer, clean their stations, clean the facility, and maintain physical distancing where possible.

We will also post reminders around the facility of how you can do your part to help contain the virus based on CDC guidelines. We recommend that you follow these guidelines for the health and safety of all.

Staying Informed

If you have questions or concerns about your account, or you feel like you need financial help, please don't hesitate to reach out to us. We are ready to help where we can.  Stay tuned to our e-mails, website, Facebook, and LinkedIn for updates.

Released: April 4, 2020

Information on The Payroll Protection Plan Loans/Grants

The Payroll Protection Plan, part of the Federal CARES Act, is officially open to help businesses with fewer than 500 employees. Space City CU does not administer SBA Loans, however, we have relationships with other financial institutions that do and we can provide you with a referral.  Just send an email to and tell us your Name and contact information, we will have one of our referral partners contact you.  It’s important to note that we have no control or oversight over the referral partner or their processes or decisions.


Major Provisions for Employers

All Employers

  • Tax Changes
  • Employee Retention Credit

Larger Employers

Loans, Loan Guarantees, Federal Reserve Credit Facilities

Small Businesses, Self-Employed, Independent Contractors, & Non-Profits

  • Paycheck Protection Program – apply with an approved financial institution
  • SBA Economic Injury Disaster Loans (EIDL) – apply with SBA lender
  • APPLY FOR BOTH! Funds are awarded first come, first served basis!


Federal CARES Act

Paycheck Protection Program 

  • $349 Billion in loans for small business (generally less than 500 employees), 501(c)(3)s, self-employed, sole proprietors, and independent contractors
  • Loans equal to the lesser of 2 ½ months of average payroll or $10 million
  • Loans by local and national lenders
  • Minimal requirements (e.g. no collateral, no personal guarantee)
  • Loans convert to grants equal to amount spent on payroll, rent, interest on mortgage, and utilities for the 8 weeks after origination
  • Loan forgiveness is reduced proportionally if the employer reduces number of FTEs
  • Loan forgiveness is reduced if employer reduces wages by more than 25%
  • Employer can avoid reduction in forgiveness if they bring back employees and restore wages

Download a sample application to ensure you have all your documents.

Download the Payroll Protection Plan Fact Sheet insert here

Download the US Chamber Guide & Learn More About the Payroll Protection Plan


Small Businesses, Self Employed, IC’s, Non-profits

SBA Economic Injury Disaster Loans

  • Small businesses and non-profits (including faith-based) with fewer than 500 employees, sole proprietors, independent contractors
  • Up to $2 million working capital loan up to 30-year term; 3.75% (2.75% non-profits)
  • Payments deferred up to 1 year
  • Loans based on credit scores; no tax returns required
  • Up to $200,000 without a personal guarantee
  • No collateral for $25,000 or less; general security interest instead of real-estate for larger loans
  • $10,000 emergency grant within 3 days that does not have to be repaid
  • Interacts with Paycheck Protection Program


Daily FREE Webinars on the SBA Houston website (8:30 AM, 10:30 AM, 1:30 PM, 3:00 PM)

For more detailed information and additional guidance on how to appropriately calculate payroll costs, please reference the SBA - CLICK HERE

Released: March 27, 2020

For our members who are experiencing a loss of income due to Coronavirus, we have created the following financial assistance measures.  Space City Credit Union stands with you during this unprecedented time.  We are working with members on a case by case basis and are doing everything we can to provide relief.  If you have questions or concerns, please give us a call.

Skip Two Months of Payments

  • Auto/RV’s, Personal Loans, Credit Cards
  • Mortgage and Home Equity

Coronavirus Assistance Loans (CAL’s)
Provides a stream of income up to four months with no payment

CD Withdrawals Penalty Free
For those affected we will allow one penalty free withdrawal (non-IRA)

Free Financial Counseling (BALANCE)

  • Call toll-free 888-456-2227
  • Monday–Thursday 9:30 AM–8 PM, Friday 9:30 AM–7 PM, Saturday 11AM–4 PM (CST)

Identity / Fraud Monitoring Services

  • Free Version in home banking – Credit Sense
  • Paid Version (all three bureaus) – Love My Credit Union Rewards Financial Lock ($13.95/mo)

Budgeting and Financial Planning
Financial Wizard is a free service inside your home banking suite

Released: March 25, 2020

It has been announced that in an effort to slow the spread of COVID-19 in the community, Harris County has issued a "Stay at Home Order."  This order will take effect Tuesday, March 24, 2020 at 11:59 p.m. through Friday, April 3, 2020 at 11:59 p.m.

Space City Credit Union is deemed an "essential business" and will remain open to our members during this time. While our branch lobbies will remain closed (exception limited availability at LaPorte), our drive-thru on Harrisburg will be open regular business hours, Monday through Friday, 8:30 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. and will continue to offer full services.

Our phones and electronic services (web and mobile) are also available to assist with loans and new accounts. You may continue to call us at (713) 222-1244. To apply for a loan or open a new account online click here, you can also log in to your account through our online banking or our mobile app. The mobile app can be download through the Apple Store or Google Play.

And a word of caution, this virus could spread rapidly over the coming days and we urge all members to obey the County stay at home order and use our electronic services.  Protect yourself and you will protect others. If we all work together, we could significantly restrict the spread of the virus and return to a business as usual state sooner rather than later.

Covid 19 service chart

Released: March 23, 2020

*We will never ask for your PIN, SS#, security code, or any other personal information in an e-mail, text, or phone conversation… so never give that information to anyone!

Coronavirus Scams
The Coronavirus (COVID-19) has been a windfall for fraudsters as they exploit the global thirst for knowledge on the virus. Fraudsters have launched Coronavirus-themed phishing attacks to deliver malware – typically credential-stealing banking Trojans. The phishing emails purport to be from the Centers for Disease Control (CDC) and the World Health Organization (WHO).

Fraudsters have also created fake websites to exploit Johns Hopkins University’s interactive Coronavirus dashboard to spread malware.

Fraudsters are exploiting the global thirst for knowledge about the virus by launching Coronavirus-themed phishing attacks to spread credential stealing malware. The emails, which contain an infected attachment or a link to a malicious website, are made to appear like they come from the CDC or the WHO. The WHO posted an article on its website warning users of this scam.

Fraudsters have also exploited Johns Hopkins University’s interactive Coronavirus dashboard containing an interactive map that tracks Coronavirus statistics by region. Cybersecurity firms have identified several fake Coronavirus interactive maps that infect user devices with credential-stealing malware. Fraudsters are circulating links to these malicious websites containing Coronavirus maps through social media and phishing emails.

Security blogger Brian Krebs reported several Russian cybercrime forums started selling infection kits that exploits John Hopkins University’s interactive Coronavirus dashboard as part of a Java-based malware deployment scheme.

There have also been reports of other Coronavirus-themed phishing campaigns aiming to spread malware, including: 

  • Coronavirus advice-themed phishing emails purporting to provide advice on how to protect against the virus. The emails might claim to be from medical experts near Wuhan, China where the Coronavirus started.
  • Workplace policy-themed phishing emails about Coronavirus targeting an organization’s employees. For example, the emails may purport to come from the organization’s HR department alerting employees of a new pandemic policy.
  • You may also hear that banks and credit unions are shutting down doe to a government mandated lock-down.  This is false and there is no need to worry about access to your funds.

Risk Mitigation

  • Beware of the Coronavirus-themed phishing scams and never open attachments or click on links.

Temporary Financial Assistance Program
Our Temporary Financial Assistance Program was established because your financial well-being is important to us. We encourage you to get help early to keep Space City financial issues from turning into major, complex, long-term difficulties. We can help determine the best way to provide assistance. Some possibilities include:

  • Skip-a-Pay options for loans
  • Loan re-write or extension
  • Penalty-free certificate withdrawals
  • Consolidation loans
  • Financial counseling

Call us if you need financial assistance.

Released: March 21, 2020

IMPORTANT MESSAGE FROM THE PRESIDENT OF SPACE CITY CREDIT UNION: Scams abound during this time of crisis. People are spreading misinformation and you should be informed. Credit Unions and Banks are considered “essential services” and will not be shut down during a local, state, or federal lockdown. Click here for proof.

Your money is safest here with us rather than in your pocket or at home. Thieves are praying on people who withdraw large sums of cash - you could lose it all and no insurance will cover it. Your funds are safe and insured here with us. Take what you need and no more.

For your protection, during this pandemic, we are limiting cash withdrawals to $3,500. If you need more funds for a purchase or another specific need, we will wire your funds free of charge. It is not safe to carry large sums of cash. We appreciate your understanding. These are special circumstances, and this will all be over soon, and we will be back to business as usual. We are here to safeguard your money and protect you from financial scams.


Craig B. Rohden President/CEO

Member Account Agreement: Sec. 12(a)(7) We may require you to give written notice of seven (7) to 60 days before any intended withdrawals

Please note: The cash withdrawal limit we allow to shared branching members of other credit unions has been decreased from $1,000 to $500.

Released: March 19, 2020

As you may already be aware, Space City made the decision to close all branch lobbies until further notice. However, we have increased our Remote Services so we can continue business as usual without the need for you to leave your home or place of business. Our drive-thru location at Harrisburg will continue to offer full services during normal business hours, but we encourage members to use our remote services. (LaPorte and Enid are open with limited access)

We can be reached by phone at 713.222.1244. To access our Web or Virtual Branch services, you can log in to your account through our online banking or through our Mobile App. The mobile app can be download through the Apple Store or Google Play.

Additional Information on Testing:
Free Coronavirus Testing begins today.  Testing will be conducted in the parking lot of United Memorial Medical Center located at 510 West Tidwell in north Houston. You must exhibit symptoms to be tested.
Legacy Community Health, has tents outside the following locations for the screening:

  • Legacy Fifth Ward, 3811 Lyons Ave.
  • Legacy Montrose, 1415 California St.
  • Legacy Southwest, 6441 High Star Dr.

Temporary Financial Assistance: If you are facing financial challenges as a result of COVID-19's global impact, we have temporary financial assistance options to help. Contact one of our loan officers for more information or for free financial counseling call BALANCE at 888-456-2227.

Helpful Links:

Released: March 16, 2020

All teller transactions are performed in the drive thru effective immediately and until further notice.

Out of an abundance of caution and for the protection of you and our staff, all lobby traffic is being diverted to the drive through until further notice.  Please stay tuned to our website and Facebook page for further updates. New accounts, account services, loans, and all other transactions will be performed remotely.  Call us with questions at 713.222.1244 or visit If you don’t already have home banking and/or our mobile app please call us to get set up.

Released: March 12, 2020

At Space City Credit Union, the health and well-being of our members, employees, and communities is our top priority. We understand the concern and uncertainty you may be experiencing surrounding the coronavirus (COVID-19) and are committed to being responsive to the needs of our members and employees as the situation evolves.

We strongly encourage you to use Space City’s electronic tools and other resources for self-service banking and 24/7 account access. You can Access Your Account Online or by using the Space City Mobile App at your convenience. From there, you can make payments, view transactions, check balances, find an ATM and more. In most cases it’s easier and faster to manage your account electronically, especially if we experience more call volume and hold times were to increase.

If you haven’t enrolled in online access, it only takes a few minutes.  Enroll Now.

We also understand that there may be instances where members find themselves facing financial difficulties. Space City is here to help and we encourage members who may be impacted to reach out to discuss how we might be of assistance. Should you find yourself in need of assistance, please Contact Us.

As always, the health, safety and well-being of our members, our employees and our communities is of paramount concern. We continue to monitor this quickly evolving situation and are here to assist our members as needed.

Back to top