Member loans are our shining star. No hidden costs. No harsh penalties.
Just the best fair and honest rates around.

Rates effective as of October 1, 2019

Loan ProgramsTermAPR* - As Low As...
Auto24 months2.99% - 18.00%
Auto36 months2.99% - 18.00%
Auto48 months2.99% - 18.00%
Auto60 months2.99% - 18.00%
Auto72 months3.99% - 17.99%
Auto84 months6.99% - 17.99%
 
Boats, Motorcycle, RV, ATV, UTV, Motorhomes24 months3.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes36 months3.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes48 months3.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes60 months3.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes72 months4.99% - 17.99%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes84 months5.49% - 17.99%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes96 months5.99% - 17.99%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes120 months6.49% - 17.99%
 
Home Equity0-60 Months4.07%
Home Equity61-120 Months4.16%
Home Equity121-180 Months4.20%
 
Personal24-48 months9.95% - 17.95%
Line of Credit24-48 months9.99%
Shared Secured12-48 months3.00% - Above Share Rate
 
Computer12-48 months8.95%
 
Furniture / Other Household12-48 months8.95%
 
Instrument Loans12-60 months8.75% Fixed Rate - Instruments Under 25k
72-120 months8.75% Variable Rate - Instruments Over 25k
 
Farm Equipment24-48 months8.95%
 
Certificate SecuredTerm TBD3.00% - Above CD Rate
 
VISA – Classicopen12.90% - No Annual Fee!
 
VISA – Platinumopen9.90% - No Annual Fee!

100% financing available to qualified applicants. Rates and terms are subject to change at any time. Usual credit criteria apply to the issuance of all Space City CU loans. Discounts may apply to New and Used car rates. *All loan rates expressed as Annual Percentage Rate. Click to See Savings Rates.

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