Member loans are our shining star. No hidden costs. No harsh penalties.
Just the best fair and honest rates around.

Rates effective as of August 1, 2019

Loan ProgramsTermAPR* - As Low As...
Auto, Boats, Motorcycles, RV’s84 months6.99% - 17.99%
Auto, Boats, Motorcycles, RV’s72 months3.99% - 17.99%
Auto, Boats, Motorcycles, RV’s60 months2.99% - 18.00%
Auto, Boats, Motorcycles, RV’s48 months2.99% - 18.00%
Auto, Boats, Motorcycles, RV’s36 months2.99% - 18.00%
Auto, Boats, Motorcycles, RV’s24 months2.99% - 18.00%
Home Equity0-60 Months4.07%
Home Equity61-120 Months4.16%
Home Equity121-180 Months4.20%
Personal24-48 months9.95% - 17.95%
Line of Credit24-48 months9.99%
Shared Secured12-48 months3.00% - Above Share Rate
Computer12-48 months8.95%
Furniture / Other Household12-48 months8.95%
Instrument Loans12-60 months8.75% Fixed Rate - Instruments Under 25k
72-120 months8.75% Variable Rate - Instruments Over 25k
Farm Equipment24-48 months8.95%
Certificate SecuredTerm TBD3.00% - Above CD Rate
VISA – Classicopen12.90% - No Annual Fee!
VISA – Platinumopen9.90% - No Annual Fee!

100% financing available to qualified applicants. Rates and terms are subject to change at any time. Usual credit criteria apply to the issuance of all Space City CU loans. Discounts may apply to New and Used car rates. *All loan rates expressed as Annual Percentage Rate. Click to See Savings Rates.

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