Member loans are our shining star. No hidden costs. No harsh penalties.
Just the best fair and honest rates around.

Rates effective as of November 1, 2022

Loan ProgramsTermAPR* - As Low As...
Auto24 months4.99% - 18.00%
Auto36 months4.99% - 18.00%
Auto48 months4.99% - 18.00%
Auto60 months4.99% - 18.00%
Auto72 months4.99% - 18.00%
Auto84 months5.99% - 18.00%
 
Boats, Motorcycle, RV, ATV, UTV, Motorhomes24 months5.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes36 months5.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes48 months5.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes60 months5.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes72 months5.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes84 months5.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes96 months5.99% - 18.00%
Boats, Motorcycle, RV, ATV, UTV, Motorhomes120 months5.99% - 18.00%
 
Mortgage Refinance**4.92%
Home Equity 1st Lien**Up to 180 months4.92%
Home Equity 2nd Lien**Up to 180 months7.67%
 
Personal24-48 months11.99% - 17.99%
Line of Credit24-48 months11.99% - 17.99%
Shared Secured12-48 months3.00% - Above Share Rate
 
Christmas LoansUp to $2,00011/15/22 thru 12/30/22 - 18.00%
 
Computer12-48 months8.95%
 
Furniture / Other Household12-48 months8.95%
 
Instrument Loans12-60 months8.75% Fixed Rate - Instruments Under 25k
72-120 months8.75% Variable Rate - Instruments Over 25k
 
Farm Equipment24-48 months8.95%
 
Certificate SecuredTerm TBD3.00% - Above CD Rate
 
VISA – Classicopen12.90% - No Annual Fee!
 
VISA – Platinumopen9.90% - No Annual Fee!

 

Consumer Loans
100% financing available to qualified applicants. Rates and terms are subject to change at any time. Usual credit criteria apply to the issuance of all Space City CU loans. Discounts may apply to New and Used car rates. *All loan rates expressed as Annual Percentage Rate. Click to See Savings Rates.

**Real Estate and Home Equity Loans
Rates subject to change at any time based on market conditions. Real Estate loans have max fixed rate terms of 180 months and may amortize payments up to 360 months depending on credit.

 

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