What you need to know about our checking accounts.

Checking accounts are free with no minimum balances, but to avoid a service charge you must do this:

  1. Have and sign in to home banking at least every 90 days.
  2. Sign up for E-statements.
  3. Use your debit card at least five times per month.

$5 Fee will be charged if you don’t accomplish these three items. We waive the fee for the following reasons:

  1. Have a loan balance of $10,000 or more;
  2. Be under the age of 21, or over the age of 65.

Our checking accounts also include U-Choose rewards where you receive one point for each $2 you spend on the signature/credit site of your debit card.  In 2018 we gave back over $30,000 to checking account holders who participated in U-Choose.



Here’s how the incentive works:
Move Your Checking promotion is valid until March 29, 2019. New checking must be open and receive regular direct deposit or other paycheck deposits for three consecutive months. Once the account is verified, the incentive will be deposited within sixty days following the verification.

This is a consumer only checking account promotion. Must prove where you live by providing a valid TXDL with the address of where you reside.  A utility bill may be requested. Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.

Back to top