savingsandinvestments

Your investment is federally insured to at least $250,000.

Rates effective as of September 1, 2018. Rates are subject to change at any time without notice.

Investment Rates / Checking / Savings

Investment Accounts
Certificate of Deposit
IRA & Regular
TermRegular < $50k
APR* | APY*
Jumbo > $50k
APR* | APY*
6 Months1.25% | 1.26%1.50% | 1.51%
1 Year1.75% | 1.76%2.00% | 2.02%
2 Years2.25% | 2.27%2.50% | 2.53%
3 Years2.25% | 2.27%2.50% | 2.53%
4 Years2.55% | 2.58%2.75% | 2.79%
5 Years2.75% | 2.79%3.00% | 3.04%
 
TermMinimum
Opening Deposit
APR* | APY*
Traditional IRA SavingsNo Term$5.001.50% | 1.51%
Roth IRA SavingsNo Term$5.001.50% | 1.51%
 
Checking Accounts
CheckingMinimum
Opening Deposit
APR* | APY*
$2,000 and up$50.000.25% | 0.25%
 
Money Market CheckingMinimum
Opening Deposit
APR* | APY*
$2,000 - $9,999.99$2,000.000.75% | 0.76%
$10,000.00 - $49,999.99$2,000.000.85% | 0.86%
$50,000 and up$2,000.001.00% | 1.01%
 
Savings Accounts
SavingsTermMinimum
Opening Deposit
APR* | APY*
$100.00 - $499.99$5.000.10% | 0.10%
$500.00 - $4,999.99$5.000.25% | 0.25%
$5,000 and up$5.000.50% | 0.50%
Youth SavingsNo Term$5.000.50% | 0.50%
Christmas Club SavingsNo Term$5.000.50% | 0.50%
College Savings
$500 and up
$5.000.50% | 0.50%
 

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. $2,000 minimum balance required to open and earn dividend on certificates. Certificates earn and pay dividends MONTHLY. Early withdrawal penalties may apply. Dividends may roll over or paid monthly to shares or checking, have it your way. Savings accounts pay dividends QUARTERLY. All accounts federally insured to at least $250,000 by NCUA, a government agency. **Limited time offer. Rates may change at any time. The early withdrawal penalty for certificates of deposit is the greater of $25.00, or 50% of the dividends that would have been earned on the amount withdrawn (over the remainder of the certificate’s term). CD rates in this ad are for new money only, meaning money not currently on deposit at Space City CU. Other rates apply for existing deposits.

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