Your investment is federally insured to at least $250,000.
Rates effective as of December 1, 2019. Rates are subject to change at any time without notice.
| Investment Accounts | |||
| Certificate of Deposit IRA & Regular | Term | Regular < $50k APR* | APY* | Jumbo > $50k APR* | APY* |
| 6 Months | 1.25% | 1.26% | 1.50% | 1.51% | |
| 1 Year | 1.75% | 1.76% | 2.00% | 2.02% | |
| 2 Years | 2.25% | 2.27% | 2.50% | 2.53% | |
| 3 Years | 2.25% | 2.27% | 2.50% | 2.53% | |
| 4 Years | 2.55% | 2.58% | 2.75% | 2.79% | |
| 5 Years | 2.75% | 2.79% | 3.00% | 3.04% | |
| Term | Minimum Opening Deposit | APR* | APY* | |
| Traditional IRA Savings | No Term | $5.00 | 1.50% | 1.51% |
| Roth IRA Savings | No Term | $5.00 | 1.50% | 1.51% |
| Checking Accounts | |||
| Checking | Minimum Opening Deposit | APR* | APY* | |
| $2,000 and up | $50.00 | 0.25% | 0.25% | |
| Money Market Checking | Minimum Opening Deposit | APR* | APY* | |
| $2,000 - $9,999.99 | $2,000.00 | 0.75% | 0.76% | |
| $10,000.00 - $49,999.99 | $2,000.00 | 0.85% | 0.86% | |
| $50,000 and up | $2,000.00 | 1.00% | 1.01% | |
| Savings Accounts | |||
| Savings | Term | Minimum Opening Deposit | APR* | APY* |
| $100.00 - $499.99 | $5.00 | 0.10% | 0.10% | |
| $500.00 - $4,999.99 | $5.00 | 0.25% | 0.25% | |
| $5,000 and up | $5.00 | 0.50% | 0.50% | |
| Youth Savings | No Term | $5.00 | 0.50% | 0.50% |
| Christmas Club Savings | No Term | $5.00 | 0.50% | 0.50% |
| College Savings $500 and up | $5.00 | 0.50% | 0.50% | |
*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. $2,000 minimum balance required to open and earn dividend on certificates. Certificates earn and pay dividends MONTHLY. Early withdrawal penalties may apply. Dividends may roll over or paid monthly to shares or checking, have it your way. Savings accounts pay dividends QUARTERLY. All accounts federally insured to at least $250,000 by NCUA, a government agency. **Limited time offer. Rates may change at any time. The early withdrawal penalty for certificates of deposit is the greater of $25.00, or 50% of the dividends that would have been earned on the amount withdrawn (over the remainder of the certificate’s term). CD rates in this ad are for new money only, meaning money not currently on deposit at Space City CU. Other rates apply for existing deposits.
