Deposit Rates
See below, and scroll down to view our rates.
Savings / Checking / Investment Rates
Your deposits are insured up to $500,000. Click here to find out more.
Rates are effective as of March 1, 2024. Rates are subject to change at any time without notice.
Investment Accounts
Certificate of Deposit IRA & Regular | Term | Regular < $50k APR* | APY* | Jumbo > $50k APR* | APY* |
---|---|---|---|
6 Months | 1.00% | 1.00% | 1.10% | 1.10% | |
(Save to Win) | 1 Year | 2.00% | 2.01% | 2.20% | 2.22% |
2 Year | 3.00% | 3.04% | 3.20% | 3.25% | |
3 Year | 3.25% | 3.30% | 3.30% | 3.35% | |
4 Year | 3.35% | 3.40% | 3.40% | 3.45% | |
5 Year | 3.50% | 3.56% | 3.55% | 5.12% | |
CD Special | 9 Months | N/A | 5.00% | 5.12% |
Term | Minimum Opening Deposit | APR* | APY* | |
---|---|---|---|
Traditional IRA Savings | No Term | $5.00 | 2.00% | 2.01% |
Roth IRA Savings | No Term | $5.00 | 2.00% | 2.01% |
Checking Accounts
Checking | Minimum Opening Deposit | APR* | APY* |
---|---|---|
$2,000 and up | $50.00 | 0.25% | 0.25% |
Money Market Checking | Minimum Opening Deposit | APR* | APY* |
---|---|---|
$2,000 – $9,999.99 | $2,000.00 | 1.00% | 1.00% |
$10,000.00 – $49,999.99 | $2,000.00 | 2.00% | 2.01% |
$50,000 and up | $2,000.00 | 3.00% | 3.04% |
Savings Accounts
Savings | Term | Minimum Opening Deposit | APR* | APY* |
---|---|---|---|
$100.00 – $499.99 | $5.00 | 0.25% | 0.25% | |
$500.00 – $4,999.99 | $5.00 | 0.50% | 0.50% | |
$5,000 and up | $5.00 | 1.00% | 1.00% | |
Youth Savings | No Term | $5.00 | 1.00% | 1.00% |
Christmas Club Savings | No Term | $5.00 | 1.00% | 1.00% |
College Savings ($500 and up) | $5.00 | 1.00% | 1.00% |
***For more information on Save to Win, click here.
9-Month CD – Limited Time Promotional Rate Disclosures
Rate valid for 9-month CDs with a minimum balance of $50,000. No prior relationship requirement to apply for the CD account. The maximum total deposit amount for a 9-month CD is $750,000 per member. After you open the CD, you may not make additional deposits to this Certificate Account. This offer is valid for a limited time only while quantities last. Ask a representative to see full CD disclosures. Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit, a penalty may be imposed for early withdrawal. If not currently a Space City CU member, a $5 deposit is needed to establish membership. For the 9-Month Promotional Certificate, on the maturity date indicated in your Account Receipt, the funds in the certificate will be transferred to a regular 12-month certificate.