It’s a special savings account at your credit union that gives you all the benefits of a savings account — plus the chance to win big! Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. The more you save, the more chances you earn — up to 10 drawing entries per month. Not only will you build your savings and earn interest, but you can also win multiple prizes throughout the year.

Simply request a 12-month Save to Win share certificate and make an opening deposit of $25. This initial deposit is your first step to saving, and your first entry into the monthly and quarterly prize drawings. To participate, you must be at least 18 years old, a legal resident of a prize-linked saving state, and a member of a participating credit union.

A share certificate is a fixed-rate, fixed-term account issued by a credit union. You will earn a specified interest rate if the certificate is held for the full term; in the case of Save to Win, the term is 12 months.

Please ask a member representative for the interest rate on the Save to Win share certificate.

Yes, you are allowed to take one withdrawal from your Save to Win account in the 12-month period. A $25 withdrawal fee will apply.

Every $25 deposited into your account, up to $250 per month, will earn you more entries in the monthly and quarterly drawings. You may make deposits of any amount into your account, but prize entries are limited to 10 per month.

The best prize is the savings account you will build with regular deposits each month. But to make saving even sweeter, hundreds of monthly prizes and several quarterly and annual prizes up to $5,000 will be awarded throughout the year. The winner will be notified by phone or mail. All Save to Win account holders at participating credit unions will be eligible for the prizes. Cash prizes will be deposited into the winners’ traditional share accounts. Official account and prize entry rules and a complete list of prizes are available at www.savetowin.org

Each month, we’ll look at your current savings balance compared to the previous month’s. Those prize entries will also be added to the quarterly prize drawing, giving you additional chances to take home one of the $5,000 prizes!

Because you seriously have nothing to lose — and everything to win! Not everyone will win a prize, but with regular deposits into your Save to Win account all year, you are guaranteed to end up with more money than when you started.