Skip a Loan Payment | Space City Credit Union

All of your loan payments must be in good standing before you can skip. If you choose to participate in Skip-A-Payment, all of your qualified Space City CU loans will be skipped. Real Estate loans and Home Equity loans do not qualify. You may only participate in the Skip-A-Payment program once every 12 months for collateral loans such as Cars, Trucks, RV’s, Boats, Motorcycles, etc. You may participate in the Skip-A-Payment program once every 6 months for Personal/Unsecured loans. Your collateral loan must be at least four months old in order to participate in the Skip-A-Payment program. All skipped payments are added to the end of the loan term and interest continues to accrue. Please ensure that all borrowers and co-borrowers have agreed to this form. By submitting this form you agree to the terms and conditions surrounding skipping your next scheduled loan payment.

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I understand the credit union will collect a $25 service fee for each Skip-A-Payment processed. The $25 fee applies to each loan except Line-of-Credit loans. I understand the loan payments will not be skipped until the $25 fee is received. If the money is in my savings or checking account, I understand the credit union will take the service fees from my savings account first, then my checking account last. If the money is not in my account, I will pay the credit union directly before the loan payment is skipped.

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